Frequently
Asked Questions.

Buy Here Pay Here means we are the bank. You don't get sent to a third-party lender. Kevin and his team make the financing decision right here, and you make payments to us directly. No credit unions, no waiting on a bank's answer.

We look at your overall situation, not just a credit score. If you have steady employment and proof of income, we can usually work with you, even if you have bad credit, no credit, a past repo, or a bankruptcy.

Down payment varies by the vehicle and your situation. Call (815) 636-2973 and we'll talk through what works for the car you're interested in. The more you put down, the lower your weekly or biweekly payment.

A valid driver's license or state ID, a recent paystub (or proof of steady income), and your down payment. That's it. Walk in, get approved the same day, drive home in your car.

Yes, we buy, sell, and trade. Bring your current vehicle in and we'll appraise it on the spot. We'll apply the value toward your down payment or buy it outright.

Often, yes. A past repo doesn't automatically disqualify you. We focus on your current employment and ability to make payments today. Call us. We've helped a lot of people who were turned down everywhere else.

Call us about credit reporting on your specific loan. Kevin can answer this directly when you stop in or give us a ring at (815) 636-2973.

Around 20 cars, trucks, and SUVs on the lot at any given time, across all makes and models. Inventory turns over fast. The best way to know what's on the lot today is to call (815) 636-2973 or come by 4913 N 2nd St in Loves Park.

Angler Motors is at 4913 N 2nd St, Loves Park, IL 61111, right in the Rockford area. We're open Monday through Friday 9am to 6pm and Saturday 9am to 3pm. Closed Sunday.

No appointment needed. Walk in any time during business hours. Kevin, Alex, or Mikayla will take care of you. If you want to make sure a specific vehicle is still on the lot, call ahead at (815) 636-2973.